Thursday, 8 December 2011

What is the ideal online business model?




Often ask me what I think what the real online business?
Which is the perfect business model, which can increase the chances of success or even failure can be reduced to chance?
Below, I present the model and those items listed in paragraph 10, which in my opinion because of an online business is a guarantee that a business succeed, or even more.
One could say also that this is the ideal business model, but everyone should decide its own.The ideal business model
First GLOBAL MARKETS-expanded without Borders. Not just a street, city, country to be customers, partners.
Second GOOD TIMING - A product or service offering, which is demand, there is a demand.
Third -Uniqueness of the individual products or services, there is no competitor / quality /
4th MINIMUM LABOUR - So there is no need for employees, contractors, etc..
5th LOW maintenance costs - No need to rent an office or business premises, low overhead, no need to accumulate stocks.
6th SMALL INVESTMENT IN SMALL CAPITAL REQUIREMENTS - You do not need hundreds of thousands or million of initial capital provided.
7th INSTANT PROFIT - You do not have weeks or months to wait to gain access to the benefits realized, thereby stabilizing the resources.
8th MINIMUM LIMITATION - No need for separate special permits, and pre-qualification. Of course, the overall rules apply to you, for example. should be taxed.
9th Coupled with no place - then you work where you want. The shop is where you you are. The tasks can be performed online, from anywhere you can do it.
10th Is not time limited - So you work when you want. Of course, there may be cases, it is important to do list, you can not be postponed, but basically very easy tasks to be scheduled.
These general conditions are not always met, and not every situation, but if it can be expected in the foreseeable future, it is promising. And you have a business idea when more condition is needed to be ideal. The point is to get more points with the business model, said to be more ideal.
What is desirable and why the difficulties faced when ignore?
In the following, we will talk about this.
In the meantime, I offer an idea of ​​your attention:
"The people are generally not lacking in power but of will." / Victor Hugo /

Tuesday, 29 November 2011

Alleged party who 'bought' our property when 'we join the EU' is actually a mirage

All are frightened by the financial markets. However, the wealth of the world is constantly increasing. The point is, clearly, in its redistribution, seeking a new equilibrium, which will once again somehow found. Meanwhile, savings banks and Croats still growing rapidly. In late September, the colon has exceeded 160 billion, despite a still relatively low interest rates - only about 4% on long-term foreign currency deposits. They are almost ready to be forty thousand per capita, including children and the elderly!RELATED NEWSNews

    
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However, no money is no longer safe! The U.S. can naštampati dollars to a euro area can be dissolved. The only alternative to save you a typical Croat knows - Investing in real estate. Stocks are generally perceived as more sophisticated and more dangerous variant of betting. Popularity of them is particularly messy break down after the stock market 2008th - 2009th, and all the circumstances that accompanied it: the collapse of investment funds, "cracking" mortgages, exposing poor business models of some stock panache ... Meanwhile, reputed analysts - with no real investment knowledge and experience - the people fear the sensational narrative of negative news from the world's stock exchanges. For the easiest way is to draw attention to dramatizing the negative.Weakened Interest
Many wealthy people are not satisfied with squats money in deposits. They feel that the interest in Croatia - by 2.5% higher than in Germany - just a valid compensation for the somewhat higher risk of Croatian, and the actual yield, adjusted for risk, actually no. A problem with this euro, the solution did not take him abroad for a miserable interest.Ads by Google

    
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Therefore some, upset over the options, the long-term savings segment, ie investment, however, opt for the property. They find it a bit risky investment "guaranteed" long-term returns, "especially if it is a first class property." Because of ideological dogma conditioned wrongly allocated assets: too much property and too little in stocks! I'll show the rest of this article why it is increasing investment in equities seems uncertain actually rational investment decisions. But let us stick to real estate.
First, ideological conditioning.
In socialism were the only way to gain some well-off, without the clutter of "why". Then, socialism is based on the distribution of value created elsewhere. He formed the consciousness of adults in it, and they even aware of their children. And many still do not understand that the value creating activities of capital in conjunction with the work - a profitable business activities. People do not understand that the share of firms can be more profitable and safer than real estate, and the socialist indoctrination and do not understand the concept of allocation of investment classes, or a reduction in dispersion of investment risks. I would mention the annuitant mentality of many wealthy people, which follows from the way they acquired wealth in the new Croatia. They, therefore, primarily in order to protect their capital, real estate seems to be ideal for this. It is true: you can touch it, look at and rely on it. One only has to wait for it "for itself". However, the risky real estate investment class, as we see now in Croatia. Many hope that this is only a short-term disorder. But it could be that it is not. Let's look at the following conditions.Reduction in population
It is important to note that this analysis is in principle, there are some places on the Adriatic, or really special properties that do not obey the general market trends.
For starters - Megatrend reduction in population. He has several aspects. The first is to reduce the population itself. There is less people in Croatia and it will continue. Then, the older people die or are moving into homes and exempt property in better areas. The heirs are often sold. The disorder in middle or upper class property is transferred and the highest class. Third, with entry into the EU the most promising Croats in the labor market will be easier to move out, so will this, the most potent of the first layer of customer property falter.
The most important aspect however is a marked reduction in the number of marriages and children born in the last two years. The correlation with the number of required new housing can easily be detected (Fig. 1).
This is not about being the first, the chicken or the egg. These variables are interdependent, jointly depend on the growth of GDP, and about them, and form a trend that is reversing hard.
A decline in births, the main impetus "to create a family nest", is even greater decrease in the number of marriages (Figure 2).
The state is well known. Official projections of the Central Bureau of Statistics as in Figure 3 Other reasons for not favoring the market. For example, much of the demand is met at the time of false prosperity and cheap credit, and many unsold flats. However, still being built! In the mass segment, often because of the already incurred costs, choosing the lesser evil. In fact, for some projects, land purchases, licenses, paid and free the construction industry, in abundance. Therefore, it is better to build than to wait and do nothing. Builds up in the villa segment, but probably because some of the richer citizens, "itchy" money in the bank now offers a lower interest rate than before, so you want to fertilize, and that is what they know. Many were the first time in my life seen that prices can fall, so the middle class became more cautious in buying. On the other hand, rent luxury houses are all less because it was all over. This, of course, lowers the price of houses themselves.
Unfortunately, the party alleged to be "bought" our real estate when "we join the EU" is actually a mirage. Increasingly difficult to acquire "big hunt", that she needed to buy the second, third or n-, and "better" properties. Domestic demand and in this segment decreases.The threat of tax
Legalization of property will significantly increase the supply in many market segments, particularly in the Adriatic. And finally, the threat of property tax is hanging over our heads to those with more property and more cautious among them probably already thinking about selling. When it all boils down, the property does not look particularly attractive.
As for stocks, so who is it crazy to think about them in these times, is not it?
But let's look at what was recently written by Dr. Konrad Hummler, Managing Director of the oldest Swiss Bank Wegelin & Co.., A partner who is liable for the personal property of the bank, and also president of the Association of Swiss private bankers. We would say: certainly informed and conservative type! In July this year, Hummler said: "As far as possible (worst) scenario 'blood-red abyss', stand by its recommendation that 30% of total assets, as a form of insurance, holding invested in real assets," and for those who do not know how to explain that these are companies (certain types), or shares in them. Hey! It is not possible to najkonzervatniji type in the world recommends that as a form of insurance buy shares?
The shares are an excellent investment instrument, which - in the context of the dispersed, especially long-term portfolios - can significantly increase yields, but also reduce the risk, know virtually all professionals in the developed world. Allocation of pension fund assets in some countries of Europe, according to the latest available research Mercer, we can see in Figure 4
Fuse risk
For Germany, the guaranteed payments to exclude funds that are not relevant because the payments must be accurately defined the majority of assets invested in bonds. As we see, although these funds may invest in real estate, stocks them is much more important investment class. And yes, they have much more stock in the portfolios of our pension funds.
But even supposing that it was reasonable to invest in stocks, do not ZSE particularly uncertain, speculative position, low liquidity, subject to the vagaries of pension funds and mindless lamatanju speculative traders who behave like lemmings, but it determines the prices of individual stocks, regardless of their real value? I do not claim the right to regular columnists, financial experts? It's all true. But most important is to know: low price is the best circuit of the risks, not the alleged "first class".
Precisely because of the irregular fracture on the Zagreb Stock Exchange, prices of many stocks are incoherent. Some are still too expensive. Others are probably too little, and also a great circuit and against the most radical outcome of the crisis.
Some of them are very profitable, with excellent growth prospects and the majority of export earnings and the assets or income that does not depend significantly on the risk Croatian, as in the case of credit rating downgrades or even bankruptcy of the state. The top five stocks in CROBEX grew this year to the day of this writing, between 25% and 92%, if we consider the dividend! And, believe me, they were with a little logic, relatively easy to recognize in advance because it is the companies which manufacture, tourism and agriculture, where there is a significant positive change, and according to many parameters, price is much lower than comparable companies in the EU.Leader in the growing
For illustration, we quote only the absolute leader in the growth rates, Valamar Adria Holding (VAH), the former home of a holding company, trading symbol KORF-RA, which this year is appreciated entire 92% - it should not be confused with its majority shareholder Valamar holding. For objectivity, I should point out that a significant shareholder in the company and this is not a recommendation to buy or sell these shares. VAH has more than 70% stake in Adria Riviera, Croatia's largest tourist firms with 12% of all categorized accommodation capacity in Croatia, which operates in Istria, Dubrovnik and the island of Krk. There are also some financial assets and little debt. These financial assets, net of debt, worth about 200 million. And how is the exchange value of the whole VAH-and below 500 million, it follows that more than 70% in Adria Riviera evaluated with only 300 million! Adria Riviera, of course, with all the tourist facilities, perhaps the most valuable real estate company in Croatia. But she has a huge profit. In the first nine months of its actual income is less-formal accounting for pretumbacija the merger - was almost 150 million, more than 60% above the comparable profit last year!
Do you see the absurdity of the situation now? Many will say that even the expensive real estate a safe investment, and therefore will not consider a stock-VAH, "because the shares are unsafe," and it's actually very cheap, considering the book value, and highly productive property, which would probably even in the event of bankruptcy Croatian soon found its buyer. Germans, Russians or Chinese, whatever. Unlike many "first class" property in the Croatian cities. And these stocks, which are significantly cheaper than comparable companies abroad, in which significant changes occur, and that depends a little on the sovereign risk is more. I think that is dispersed portfolio invested in such companies are the best protection against the risk and also provides excellent potential for yield.

Monday, 28 November 2011

CBS replenished despite several places





CBS has this year experienced a significant increase in applicants to the university's undergraduate programs, and results from this year's admission exercise shows that adgangskvotienterne are followed up. This happens despite the small student cohorts and an increased number of student places.
Among the country's most popular studies
Again this year, several of CBS's programs among high jumpers in the list of adgangskvotienter. Studies in International Business has the country's highest average of 11.2 - even though it is just one of the studies that have expanded the number of seats. International Business and Politics is also at the high end with a quotient of 10.5. The overall picture from this year's record shows that it has required an incision of 6.5 to ensure a student at CBS this year.
New rules mean higher adgangskvotienter
- The trend towards higher adgangskvotienter due partly to the increasing number of applicants. But it is also because the rules that one can raise his average by taking an extra A-level courses in high school, and by moving quickly at the university, explains studio manager Annette Juul Hansen.
According to Annette Juhl Hansen is one of the effects that we now get more Danes instead of foreigners into the English-language education.
CBS has increased its number of places, but have no opportunity to increase it further as there lacks funds to hire more researchers. The premises does not allow larger extensions.

Friday, 25 November 2011

Locks, Power Outages and Snow: UVA's Staff Is Ready for It All





A few years ago, Alex DiGiacomo, supervisor of facilities management, was Asked to come to the emergency department with a Hacksaw and Other tools. A young child's finger stuck in the snake been an interior door lock at home. Rescue Squad members cut out the section of the door with the lock and Broughty in the child with the lock still attached to the finger. But the emergency room doctors and nurses get Could not lock the door and piece of off the screaming child's finger.

DiGiacomo's quick thinking and Understanding of lock mechanics provided an easy solution That did not involve Sawing or delay. DiGiacomo inserted a long, large needle into the lock next to the child's finger and released the lock. The youngster's finger was fine, and the emergency department staff were Amazed and Grateful.

The staff of Facilities Management Has to Be ready to jump in and help in a wide variety of Situations. They are independent thinkers and Leaders Who Have a knowledge and Understanding of More than 1.5 million square feet of buildings and all of the hospital's systems and equipment.

This crew Might Be Called in to check power outages or clear snow. In fact, More than two years ago During the large snowstorm, the linen delivery truck was stuck on the exit ramps of I-64. With the hospital running out of sheets, towels and gowns, DiGiacomo and Tom Berry, the hospital's director of emergency management, secured a tow truck and plow from the state and helped pull the truck out. Later, DiGiacomo Even Went onto the roof of the Primary Care Center's clear snow off That was leaking in.

The Facilities Management staff works hard keep it running smoothly the hospital, no matter what the situation.



Wednesday, 23 November 2011

Export market research





Necessary for export enterprises export their products for overseas markets, industry competition, demand in overseas markets has done a comprehensive research, which is not only pre-export procedures necessary to understand the international market, a reasonable way of thinking and market research will also operate throughout the export process, reflected in an effective marketing strategy and competitive strategy.

Implementation of online research company exports mainly cut from the following aspects: export market research, competitor investigation, background investigation of potential customers.

Market research is usually based on geographical location or level of economic development on the export target country markets division, a clear focus on products for the export of regional and national.

Competition to promote the investigation is to understand the variety of network channels, exposure, higher export similar products, network marketing surveys, because you will face with their competition.

Use of the Internet an open platform to understand and master the nature of potential customers, background, sales network, market and other conditions.

Second, the development of foreign trade network marketing strategy

For small and medium export enterprises, the most important network marketing strategy is the site-building strategy and overseas promotion strategy, the two are interrelated: Site construction is based on the network to promote the expansion. Internet marketing strategies to determine the foreign trade, will be complemented by a range of professional ways to perform.

Website Strategy: Products, online services, search engine optimization (SEO), user ease of use;

Overseas network to promote: early to consider comprehensive overseas promotion; combined evaluation of the effectiveness of the promotion, clearly the best way to promote overseas portfolio to concentrate on their most effective marketing.

For brands, large enterprises, foreign trade network marketing strategy will be considering the brand, and service needs of high-level strategy, reflected in the website building and promotion overseas will also reflect this focus.

Third, optimization of the construction trade website

Although the Website is the basic strategy, but the actual site construction professional level is not high, causing the site through search engines can not be the biggest sources of information to obtain access to potential customers, the site of the marketing function is difficult to play, which rely exclusively on high search engine advertising or B2B trade for overseas promotion, as more and more companies compete for limited resources, the promotion of export enterprises, the cost is not low, the effect is small, the pressure is not small.


Tuesday, 22 November 2011

Pharmaceutical marketing of OTC drugs and dietary supplements




The conference, convention is maintained in the Smart Conference is the formula introduced by Mediarun Academy consisting of organizing an intensive one-day conferences, which give its participants the opportunity to obtain the latest information on marketing and media trends, regulatory changes, market research, new solutions, build relationships and communication with customers.

To invite participation in the conference of experts at the conference will address the following issues:



     The use of point of sale, as part of the communication 360
     New methods to influence customer
     How to plan your points of contact with customers in the area of ​​digital?
     SIRI, Watson, Sophie - what you need to know about today's Intelligent Technologies
     Calculation of ROI, efficiency and other key indicators
     How effectively communicating advertising exist in public space?
     The amendment law 2012
     How does Google modify the marketing mix?
     After what to whom "pharma social marketing"?

Monday, 17 October 2011

International Marketing-Fadi Karnaby















































Fadi karnaby :INDUSTRIAL MARKETING, BUSINESS PROCESS OF MARKETING, MARKETING INDUSTRIAL ANALYSIS, VALUE OF THE PRODUCT

INDUSTRIAL MARKETING INTRODUCTION Marketing: - function that assumes importance and size different from company to company (some companies decide the product In other makes only statistical) - according to recent (up to 5 or 6 years ago, small-medium sized businesses did not have the marketing function), important in the business process-oriented companies to the market or the customer every action within the company is conducted with a view to: - create value (perceived) for the customer - customer satisfaction - only for customers that interest me OBJECTIVES Objectives customer choice customer loyalty creation of value perceived by the customer loyalty: the degree of duration of the loyal customer with the customer: 1) high level of trust towards the company are more prone to give information to the company (on the basis of which the company customizes products for the customer) 2) provides a positive word of mouth marketing (advertising free) 3) the sensitivity of the customer at the price tends to fall 4) the cost of communication fall into loyal customers - the cost of maintaining a loyal customer tends to fall - the cost of new customers on the other hand is very high retention is directly connected with the profitability can not be geared towards all types of customer: do you have a selection of customers to watch out for on the basis of their objectives need to think in a logical target customers and then choose the medium / long term sales: the customer value is short / medium term you invest in the conclusion of transactions the value for the customer is a medium / long term investment is not satisfied in time to the customer because the customer is not always sensitive to the technical value of the product - marketing: - production: The value of the product must be perceived by the customer (eg washing machines) companies today are market-oriented because we are in a stage of mature products (in countries "evolved") THE PROCESS OF MARKETING COMPANY 1) Analysis - market analysis - analysis of buying patterns - analysis of competition 2) SEGMENTATION MARKETING STRATEGIES - TARGETING - POSITIONING OF MARKETING MIX or OFFER - Product - distribution - Services - communication - price 3) 1) ANALYSIS Market analysis: - analysis of quantitative (how much is the market ') - analysis of the level of demand and market trend analysis of buying patterns: - study of the types of behavioral customers in the market (what they are sensitive to customers') analysis of the competition: - mating types of customers with competitors (competitors do not ever choose, you choose the customers) SEGMENTATION: - division of customers into market segments, bringing together customers with the same needs (needed to reduce the costs of complexity) 2) STRATEGY TARGETING OF MARKETING:
fadi karnaby is famous to create the policy for internation business and marketing .fadi karnaby working with around 200 organization at the same time .it our greatness that we are reading the blog written by him.